Terms and Conditions

Terms and Conditions
Effective Date: April 1, 2025
Last Updated: April 1, 2025

For the full legal documentation, please visit:
https://app.ipayhub.net/en/legal

Welcome to iPayHub Solutions LLC (“iPayHub,” “we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your use of our SaaS platform, which enables vendors to create stores, generate invoices, and receive payments. By accessing or using our services, you agree to these Terms. If you do not agree, please do not use our services.

1. Acceptance of Terms

By using iPayHub, you confirm that you understand and agree to comply with these Terms and all applicable laws and regulations. If you are using the platform on behalf of a business, you represent that you have authority to bind the business to these Terms.

2. Services Provided

iPayHub is a SaaS platform facilitating store creation, invoicing, and payment processing through third-party payment processors. We do not directly process payments.

3. User Responsibilities

  • Maintain the security of your account credentials.
  • Do not use the platform for illegal, fraudulent, or unauthorized purposes.
  • You are responsible for all transactions under your account.
  • Report any unauthorized account use to support@ipayhub.net immediately.

4. Acceptable Use Policy

To maintain a lawful and safe platform, the following are prohibited:

Prohibited Activities

  • Fraud, money laundering, or other illegal activities.
  • Selling illegal, counterfeit, or stolen goods.
  • Promoting adult content, gambling, or high-risk financial services.
  • Hacking, unauthorized access, or cybercrime.
  • Hate speech, discrimination, or violence.
  • Deceptive or abusive marketing.

User Conduct Restrictions

  • Do not disrupt, damage, or interfere with the platform.
  • No harassment, threats, or abusive behavior toward users or staff.
  • No spamming, phishing, or malicious activity.

Compliance

  • Follow all applicable laws and payment processor policies.
  • Vendors are responsible for compliance of their products, services, and transactions.

Enforcement

  • We may suspend or terminate accounts violating these policies without notice.
  • We may report prohibited activities to appropriate authorities.

5. Limitation of Liability

  • iPayHub, its owners, officers, employees, and affiliates are not liable for losses or damages from platform use.
  • We are not responsible for third-party processors, banks, or other services.
  • You are solely responsible for your conduct and compliance with laws.

6. Developer, CEO, and Owner Liability

  • iPayHub and its personnel are not liable for damages, claims, or legal actions from misuse or unlawful use of the platform.
  • You agree to indemnify and hold harmless iPayHub and its personnel against any claims or costs.

7. Refund & Cancellation Policy

  • Refunds are handled directly between vendors and consumers, subject to vendor policies.
  • Processing times depend on vendor policies and payment processor timelines.
  • If a vendor does not offer refunds, iPayHub does not enforce or guarantee them.
  • Consumers may contact vendors through the platform or dispute through the payment processor.

8. Account Termination and Abuse Reporting

We reserve the right to suspend or terminate accounts violating these Terms. Report abuse to abuse@ipayhub.net.

9. Disclaimer of Warranties

Our services are provided “as is” and “as available,” without warranties of any kind, express or implied. We do not guarantee uninterrupted or error-free service.

10. Indemnification

You agree to indemnify and hold harmless iPayHub, its personnel, and affiliates from any claims, losses, damages, or expenses arising from your use of the platform.

11. Intellectual Property

  • All content, trademarks, and intellectual property on the platform are owned by iPayHub.
  • Users may not copy, modify, or distribute any part of the platform without written permission.

12. Subscription and Payment Terms

  • Users agree to pay all subscription fees as specified.
  • We may change pricing with notice.
  • No refunds are provided for unused subscription periods.
  • Failure to pay may result in suspension or termination of services.

13. Data Privacy and Security

  • We implement industry-standard measures to protect user data.
  • We are not liable for breaches beyond our reasonable control.

14. Service Interruptions

  • We are not liable for downtime, data loss, or service interruptions due to technical issues or cyberattacks.
  • We do not guarantee 100% uptime.

15. Force Majeure

We are not responsible for failures caused by events beyond our control, such as natural disasters, wars, cyberattacks, or government actions.

16. Governing Law and Dispute Resolution

These Terms are governed by the laws of Texas. Any disputes shall be resolved in the courts of Plano, Texas.

17. Amendments

We may update these Terms at any time. Continued use of the platform constitutes acceptance of the revised Terms.

18. Contact Information

For questions or concerns, please contact us:

By using iPayHub, you acknowledge that you have read, understood, and agree to these Terms and Conditions.